the.com/loanword

A word your language borrowed and never planned on returning.

means A word adopted from another language and used as part of your own, usually without translating it.

from From a direct translation (a 'loan translation' or calque) of the German word 'Lehnwort,' itself built from 'leihen' (to lend) and 'Wort' (word) — making the term for a borrowed word delightfully a borrowed idea itself, lifted straight from German linguistics into English.

no repayment
languages never give words back
english example
kindergarten, smuggled in whole from german
irony
the word loanword is itself calqued from german
scale
english is roughly 80 percent borrowed vocabulary
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