the.com/inability

The state of lacking the means, skill, or power to do something.

means The lack of means, skill, or power to do a particular thing.

from Built from the Latin negative prefix 'in-' (not) plus 'habilis' (able, fit, handy — the same root that gives us 'able' and 'habit'), filtered through French into English in the 1300s-1400s. So at bottom it's just 'able' wearing a 'not' sign around its neck.

legal use
Courts invoke it to excuse unmet contract obligations
root
From Latin habilis, meaning handy or capable
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